Small Business
Featured Articles
5 Steps to Financial Peace: Pay off Debt and Restore
January 30, 2026 By Watchdog
From defining what financial peace means to you, to building emergency savings, organizing your debt, and tapping into support resources, this guide offers a clear, path toward regaining control of your money and achieving financial peace.
5 Common Reasons to Get a Personal Loan
January 27, 2026 By Space Coast Credit Union
If it feels like everything costs a bit more these days, you’re not imagining it. From daily expenses to big life changes, the costs can pile up quickly. While saving for these moments is always a smart idea, sometimes life throws you a curveball, but that’s where a personal loan can really help.
7 Money Skills Every Teen Can Master with a Student Checking Account
January 20, 2026 By Watchdog
While teens can watch hundreds of videos on the Internet about finances, experience is often the best teacher when it comes to managing money. But it can feel overwhelming for them to know where to start learning the fiscal ropes. Opening a checking account gives them a learner’s permit to handling financial matters with the peace of mind of having an adult as the co-owner.
Hurricane Preparation Checklist
January 16, 2026 By Watchdog
It's always a good idea to prepare for a hurricane before it's even on the radar. Here's a checklist to help you get started.
How to Choose the Best Free Checking Account
January 13, 2026 By Watchdog
When searching for the right checking account, most people would prefer one that’s “free” — and rightly so. But it can be hard to know what exactly “free” means today when we know that fees and terms are often the name of the game. The reality is that financial institutions will define "free" in different ways.
Visa® Platinum Benefits: A Guide to Receiving Credit Card Rewards
January 5, 2026 By Watchdog
Today, strategically selecting whether or not to use a credit card and which one to use can be part of savvy financial management. We're taking a look at why the Visa® Platinum credit card at SCCU may be the one for you.
How to Finance a Motorcycle in Florida: A Complete Guide
December 29, 2025 By Watchdog
This guide breaks down the motorcycle financing process in Florida into five easy steps, from determining your budget to exploring loan options. Learn how to secure the right financing so you can purchase your bike and ride with confidence.
Five Tips for Building Your Dream Home in Florida
December 18, 2025 By Watchdog
Building a home in Florida offers exciting opportunities, but success starts with smart planning. From creating a prioritized wish list and setting a realistic budget to choosing the right builder, reviewing your plans, and securing proper financing, these five tips will help you design a home that fits your lifestyle and withstands Florida’s unique environment.
Holiday Spending Hacks: Get the Most from Your Credit Card
December 3, 2025 By Space Coast Credit Union
Maximize your holiday budget by leveraging credit card rewards to offset costs. This guide outlines strategies for earning points on everyday essentials , redeeming rewards for gifts or travel , and stacking perks for deeper savings , featuring the specific benefits of SCCU’s Visa Signature® and Platinum cards.
The Definitive Guide to Achieving Financial Freedom
December 3, 2025 By Space Coast Credit Union
This guide offers steps that you can put into practice immediately as you work towards financial freedom.
Veteran Mortgage Options: Find Your Best Path to Homeownership
November 1, 2025 By Space Coast Credit Union
Explore your mortgage options with confidence. Whether you're buying your first home or planning your next move, SCCU offers veteran-focused solutions—including VA loans and our exclusive Military HERO Mortgage—to help you achieve affordable, flexible homeownership.
Hero Home Loans at SCCU | Comparing Your Options Guide
November 1, 2025 By Space Coast Credit Union
In this article, we discuss our Hero Home Loan options in depth, such as their features, requirements, eligibility, and examples of each option in action, to help heroes choose the one that best fits their financial needs.
Home Equity Loans: Your Quick Guide to Unlocking Your Home’s Value
October 9, 2025 By Space Coast Credit Union
A quick overview of home equity loans and HELOCs—how they work, common uses, basic eligibility, and key benefits. Includes steps to apply and tips for choosing the right option. Encourages consulting SCCU loan specialists for guidance.
How to Build an Emergency Fund
July 24, 2025 By Space Coast Credit Union
We’ve put together this step-by-step guide to help you start building your emergency fund—because financial peace of mind starts here.
Checking vs. Savings: Where Should My Money Go?
July 15, 2025 By Space Coast Credit Union
Discover the pros and cons of checking accounts and savings accounts, where to put your money, and the types of accounts available at SCCU.
Certificates of Deposit (CDs): What You Need to Know
July 1, 2025 By Space Coast Credit Union
A certificate of deposit (CD) is a special type of savings account with a guaranteed rate of return over a certain time frame so you can give your savings a raise even while you sleep!
How to Save for a House: A Guide for First-Time Buyers
June 17, 2025 By Space Coast Credit Union
Learn how first-time buyers can save for a house with practical strategies. Start planning your path to homeownership today!
Top 8 Banking Tips for New Grads
May 27, 2025 By Space Coast Credit Union
Learn the essentials for saving, building credit, and managing money as a new grad. Explore SCCU's benefits to kickstart your financial success.
Money Market Accounts vs. Savings Accounts: The Best Option for You!
April 11, 2025 By Space Coast Credit Union
Learn more about money market accounts vs. savings accounts to help you decide where to deposit your hard-earned money.
How Does APR on a Credit Card Work?
February 6, 2025 By Space Coast Credit Union
Learn how APR on a credit card works, its difference from interest rates, and its impact on your finances.
The Top 5 Benefits of Free Checking at SCCU
January 21, 2025 By Space Coast Credit Union
Discover the benefits of SCCU Free Checking. No fees, early direct deposit, fee-free ATMs, and more. Open your account and start saving today!
Debunking the Most Common Credit Union Myths
December 12, 2024 By Space Coast Credit Union
Discover the truth about credit unions! Learn how credit unions offer a variety of financial products and convenience with great member benefits.
10 Steps to Buying a House for the First Time in Florida
January 13, 2023 By Space Coast Credit Union
In this step-by-step guide, we'll take the mystery out of the process of buying a house for the first time in Florida.
How Soon Can You Refinance a Car Loan?
June 9, 2022 By Space Coast Credit Union
If you’re unhappy with your current auto loan, you’re probably wondering how soon you can refinance to get a better deal.
Article Categories:
January 30, 2026 By Watchdog
The decision to lease or buy a car is a personal one. Don't let the dealer make it for you.
January 30, 2026 By Watchdog
From defining what financial peace means to you, to building emergency savings, organizing your debt, and tapping into support resources, this guide offers a clear, path toward regaining control of your money and achieving financial peace.
January 29, 2026 By Watchdog
Mobile deposit fraud is on the rise, with scammers using tactics like fake checks, overpayment schemes, and social media recruitment, but you can protect yourself by staying cautious, keeping your account details private, and following security best practices.
January 28, 2026 By Space Coast Credit Union
One of life's greatest pleasures can be a summer road trip to your favorite vacation destination.
January 27, 2026 By Space Coast Credit Union
If it feels like everything costs a bit more these days, you’re not imagining it. From daily expenses to big life changes, the costs can pile up quickly. While saving for these moments is always a smart idea, sometimes life throws you a curveball, but that’s where a personal loan can really help.
January 23, 2026 By Space Coast Credit Union
Buying a boat in Florida involves budgeting for the purchase price and hidden costs like fuel, maintenance, and storage, while securing the right loan with pre-approval and competitive rates ensures smooth sailing toward your dream lifestyle.
January 21, 2026 By Space Coast Credit Union
Phishing scams are evolving with tactics like AI-driven emails, QR code fraud, deepfakes, polymorphic phishing, and HTML smuggling, but you can stay safe by verifying requests, avoiding suspicious links, enabling MFA, and keeping your software updated.
January 20, 2026 By Watchdog
While teens can watch hundreds of videos on the Internet about finances, experience is often the best teacher when it comes to managing money. But it can feel overwhelming for them to know where to start learning the fiscal ropes. Opening a checking account gives them a learner’s permit to handling financial matters with the peace of mind of having an adult as the co-owner.
January 16, 2026 By Watchdog
It's always a good idea to prepare for a hurricane before it's even on the radar. Here's a checklist to help you get started.
January 15, 2026 By Space Coast Credit Union
Wire fraud involves scammers tricking you into sending money electronically, but you can stay protected by verifying requests, using strong account security, avoiding rushed decisions, and staying alert to common scams like deepfakes and fake payment instructions.
January 13, 2026 By Watchdog
When searching for the right checking account, most people would prefer one that’s “free” — and rightly so. But it can be hard to know what exactly “free” means today when we know that fees and terms are often the name of the game. The reality is that financial institutions will define "free" in different ways.
January 6, 2026 By Space Coast Credit Union
Florida mortgage rates are influenced by economic factors and local demand, so deciding whether to buy now or wait depends on your financial readiness, credit score, and long-term goals, with options like pre-approval and homebuyer programs to guide your journey.
January 5, 2026 By Watchdog
Today, strategically selecting whether or not to use a credit card and which one to use can be part of savvy financial management. We're taking a look at why the Visa® Platinum credit card at SCCU may be the one for you.
January 2, 2026 By Space Coast Credit Union
Usernames and passwords are among the most sought after pieces of information impersonators look for.
January 1, 2026 By Watchdog
Life in today's connected world inevitably comes with plenty of passwords to remember.
December 29, 2025 By Watchdog
This guide breaks down the motorcycle financing process in Florida into five easy steps, from determining your budget to exploring loan options. Learn how to secure the right financing so you can purchase your bike and ride with confidence.
December 18, 2025 By Watchdog
Building a home in Florida offers exciting opportunities, but success starts with smart planning. From creating a prioritized wish list and setting a realistic budget to choosing the right builder, reviewing your plans, and securing proper financing, these five tips will help you design a home that fits your lifestyle and withstands Florida’s unique environment.
December 17, 2025 By Space Coast Credit Union
Overpayment scams trick online sellers into refunding money from fake payments, but you can stay safe by recognizing red flags like overpayments, urgent requests, and unusual payment methods, while sticking to secure platforms and payment practices.
December 8, 2025 By Space Coast Credit Union
Protect your smartphone and personal data by enabling security features like screen locks and "find my phone," keeping software updated, avoiding unofficial apps or connections, and safeguarding sensitive information from theft or loss.
December 3, 2025 By Space Coast Credit Union
Maximize your holiday budget by leveraging credit card rewards to offset costs. This guide outlines strategies for earning points on everyday essentials , redeeming rewards for gifts or travel , and stacking perks for deeper savings , featuring the specific benefits of SCCU’s Visa Signature® and Platinum cards.
December 3, 2025 By Space Coast Credit Union
This guide offers steps that you can put into practice immediately as you work towards financial freedom.
December 1, 2025 By Space Coast Credit Union
SCCU’s loan payment process is designed to be as quick and convenient as possible, saving you two of the things you care about most – time and money.
November 14, 2025 By Space Coast Credit Union
Scams are more sophisticated than ever, from phone calls to social media messages. At SCCU, we believe knowledge is power. Learn to recognize common scam tactics, understand how they work, and know what to do if something doesn’t feel right.
November 3, 2025 By Watchdog
Learn when refinancing makes financial sense, how cash‑out refinancing works, what lenders look for, and the key steps like checking your credit score, comparing rates, and avoiding hidden fees to secure the best auto refinance deal.
November 2, 2025 By Space Coast Credit Union
Open enrollment is your chance to review and optimize workplace benefits, avoid common mistakes, and ensure your choices align with your health and financial needs.
November 1, 2025 By Space Coast Credit Union
Explore your mortgage options with confidence. Whether you're buying your first home or planning your next move, SCCU offers veteran-focused solutions—including VA loans and our exclusive Military HERO Mortgage—to help you achieve affordable, flexible homeownership.
November 1, 2025 By Space Coast Credit Union
In this article, we discuss our Hero Home Loan options in depth, such as their features, requirements, eligibility, and examples of each option in action, to help heroes choose the one that best fits their financial needs.
October 9, 2025 By Space Coast Credit Union
A quick overview of home equity loans and HELOCs—how they work, common uses, basic eligibility, and key benefits. Includes steps to apply and tips for choosing the right option. Encourages consulting SCCU loan specialists for guidance.
August 18, 2025 By Space Coast Credit Union
Use our five-minute guide to buying an RV to understand differences in RV types, find information about an RV loan, and learn tips on how to save money on usage.
July 24, 2025 By Space Coast Credit Union
We’ve put together this step-by-step guide to help you start building your emergency fund—because financial peace of mind starts here.
July 15, 2025 By Space Coast Credit Union
Discover the pros and cons of checking accounts and savings accounts, where to put your money, and the types of accounts available at SCCU.
July 1, 2025 By Space Coast Credit Union
A certificate of deposit (CD) is a special type of savings account with a guaranteed rate of return over a certain time frame so you can give your savings a raise even while you sleep!
June 17, 2025 By Space Coast Credit Union
Learn how first-time buyers can save for a house with practical strategies. Start planning your path to homeownership today!
May 27, 2025 By Space Coast Credit Union
Learn the essentials for saving, building credit, and managing money as a new grad. Explore SCCU's benefits to kickstart your financial success.
April 11, 2025 By Space Coast Credit Union
Learn more about money market accounts vs. savings accounts to help you decide where to deposit your hard-earned money.
February 6, 2025 By Space Coast Credit Union
Learn how APR on a credit card works, its difference from interest rates, and its impact on your finances.
January 21, 2025 By Space Coast Credit Union
Discover the benefits of SCCU Free Checking. No fees, early direct deposit, fee-free ATMs, and more. Open your account and start saving today!
January 9, 2025 By Space Coast Credit Union
The Grandparents Scam is a fraudulent scheme where scammers impersonate distressed family members using advanced tactics like AI voice cloning and spoofed caller IDs to pressure victims into sending money, but staying vigilant, verifying identities, and recognizing red flags can help protect you and your loved ones.
December 12, 2024 By Space Coast Credit Union
Discover the truth about credit unions! Learn how credit unions offer a variety of financial products and convenience with great member benefits.
December 5, 2024 By Space Coast Credit Union
Discover the benefits of SCCU's Free Business Checking Account—no maintenance fees, easy management, and exceptional service tailored for your business success!
December 3, 2024 By Space Coast Credit Union
Here's what you need to know to stay safe from identity theft this holiday season.
November 8, 2024 By Space Coast Credit Union
Learn how to earn even more credit card rewards with this step-by-step guide!
October 11, 2024 By Space Coast Credit Union
Discover the best features of SCCU’s new Online & Mobile Banking and why this upgrade enhances your experience!
September 6, 2024 By Space Coast Credit Union
Need a small business loan to buy a structure, equipment, or vehicles? Learn more here.
August 21, 2024 By Space Coast Credit Union
Opening a checking account? Let’s help you steer clear of common fees. We’ll guide you through them and share how to open a Free Checking account at SCCU.
June 20, 2024 By Space Coast Credit Union
This article will cover a variety of tips to help kids and teens learn practical hands-on ways to build essential money management skills.
May 28, 2024 By Space Coast Credit Union
High school students can practice financial responsibility through a student credit card!
April 26, 2024 By Space Coast Credit Union
See all the steps to open a CD in Florida with Space Coast Credit Union.
April 5, 2024 By Space Coast Credit Union
Are you worried about what will happen to your credit score if you pay a loan off early? Learn more here.
March 22, 2024 By SCCU's Business Services
Owning and operating a business is a lot of work, and every penny adds up to the bottom line. You should be able to trust your financial institution to be a partner in your success.
February 23, 2024 By Space Coast Credit Union
Looking to get a credit card? Here are numerous reasons why Visa Signature is the best points-based credit card (with no annual fee!).
February 12, 2024 By Space Coast Credit Union
Making a down payment is an investment and, as with any investment, it's important to weigh the pros and cons.
January 22, 2024 By Space Coast Credit Union
Learn more about what a balance transfer is and how it can help you cut down on debt and save more money.
January 9, 2024 By Space Coast Credit Union
With tax season in full swing, the risk for tax-related identity theft becomes an increasing threat.
December 15, 2023 By Space Coast Credit Union
Secured lending refers to loans requiring collateral for loan approval. Types of collateral loans include secured credit cards & loans secured by bank accounts.
December 1, 2023 By Space Coast Credit Union
In fact, it's one of the best times. Here's why.
October 24, 2023 By Space Coast Credit Union
It's a question we get asked frequently, and there are many factors that go into answering it...
September 27, 2023 By Space Coast Credit Union
As time and technology evolve, so will fraudsters' tactics to take advantage of the vulnerable.
August 31, 2023 By Space Coast Credit Union
Here are 10 ways to save money while in college, allowing you to spend less time staring at an empty bank account and more time living the fun college life.
August 18, 2023 By Space Coast Credit Union
Perhaps your employer doesn’t offer a 401(k) or you’re self-employed. See some of the best alternative ways to save for retirement.
July 27, 2023 By Members' Watchdog
You might receive offers in the mail or at stores to apply for a credit card. But you might be concerned that having too many credit cards may negatively impact your credit.
June 29, 2023 By Members' Watchdog
While generally an auto loan makes more financial sense, your situation may call for a personal loan. In this article, we’ll cover the pros and cons of each type of loan to help you decide.
June 2, 2023 By Members' Watchdog
We break down how to find the best student checking account for teens in just five steps. See them here!
May 17, 2023 By Space Coast Credit Union
Find out what auto loan GAP insurance is, along with when and why it can be a real life saver.
May 12, 2023 By Space Coast Credit Union
SCCU’s Member’s Watchdog is a symbol of our commitment to protect our members and their financial interests.
April 24, 2023 By Space Coast Credit Union
Learn the differences between fixed-rate, ARM and other mortgages in our guide to mortgage loans. Find out how to choose the lender that's right for you.
April 10, 2023 By Space Coast Credit Union
Whether you’re looking at buying a new or used motorcycle, this guide will cover all you need to know about financing one in Florida.
March 17, 2023 By Space Coast Credit Union
Every small business has to start somewhere with their branding though, right? We’ll cover how to brand your business step by step in this article.
March 10, 2023 By Members' Watchdog
Money market accounts offer a plethora of savings benefits. Explore them all here.
February 17, 2023 By Space Coast Credit Union
Ready to remodel? Here are three important home improvement tips.
February 13, 2023 By Space Coast Credit Union
Laddering CDs involves opening multiple CDs with staggered maturities. Let’s break down CD ladders so you can divide and conquer!
February 3, 2023 By Space Coast Credit Union
We’ll go over the advantages and disadvantages of debit cards vs. credit cards. Plus, we’ll answer when’s the best time to use each card.
January 27, 2023 By Space Coast Credit Union
You may like to get a good sense of what you can afford, and financial institutions can help with that—by either pre-approving or pre-qualifying you for a certain dollar amount for the car loan.
January 13, 2023 By Space Coast Credit Union
In this step-by-step guide, we'll take the mystery out of the process of buying a house for the first time in Florida.
December 28, 2022 By Space Coast Credit Union
In this article, we’ll break down how to make a budget for beginners and how to stick to a budget once you’ve created one.
December 9, 2022 By Space Coast Credit Union
We’re sharing our top financial tips, with words of wisdom from SCCU Team Members, to help you improve your overall financial wellness.
November 25, 2022 By Space Coast Credit Union
When you’re seeking a Visa card and all its conveniences—but facing a roadblock with a lack of credit history—a secured credit card can help.
November 7, 2022 By Space Coast Credit Union
Payment apps come with serious limitations, and since scammers have been wiggling freely through these loopholes, your hard-earned money could be at risk.
November 4, 2022 By Space Coast Credit Union
If you're unfamiliar with all SCCU can do to support your company's success, use this guide to get to know us!
October 28, 2022 By Space Coast Credit Union
See our step-by-step guide on how to buy a new car. Plus, we provide some expert tips to help you save while buying your new ride!
October 19, 2022 By Space Coast Credit Union
Visa Signature offers a rewards program, travel perks, low variable rates, security features, and more. We’ll give you the 360-degree view of why this card is worth having in your pocket.
October 4, 2022 By Space Coast Credit Union
By regularly depositing your hard-earned money into a high-yield savings account, you could be on a faster path to achieving your dreams.
September 23, 2022 By Space Coast Credit Union
We offer a full financial suite of products and services. Let’s dive into all of them!
September 16, 2022 By Space Coast Credit Union
Perhaps unexpected expenses are piling up, and you’re scrambling to figure out how to pay them all. We’ll cover how to consolidate debt in this article, which could be a light at the end of the tunnel for you.
September 9, 2022 By Space Coast Credit Union
Who doesn’t love earning money while spending money? Space Coast Credit Union’s (SCCU)’s Visa® Platinum—the star of the best cash back credit cards—gives you the power to do just that.
August 26, 2022 By Space Coast Credit Union
You’re probably well aware of what a credit score is, but what exactly determines your overall credit, and how does it benefit you?
August 19, 2022 By Space Coast Credit Union
Both CDs and money market accounts offer low-risk ways to earn more interest on your savings. Find out which one's for you here.
August 11, 2022 By Space Coast Credit Union
Business advisors are resources that not only can help business owners overcome hurdles, but can also help them get on a better path to achieving their goals.
August 4, 2022 By Space Coast Credit Union
Whether you’re considering buying your first home or thinking of refinancing your current mortgage, a mortgage loan calculator or refinancing calculator can help.
July 28, 2022 By Space Coast Credit Union
This is the ultimate guide to auto financing to help you get the best car loan at the best rate. Plus, we sprinkle in helpful tips about refinancing, GAP insurance, and more.
July 21, 2022 By Space Coast Credit Union
With everything from rates to perks, you may find yourself on the fence as you're making your decision between Visa® Platinum or Visa Signature®. This article provides a comparison between the two to help you decide.
July 6, 2022 By Space Coast Credit Union
If you’re wondering if you can buy a house with no money down, the good news is that yes, as long as you meet the qualifications, you can! This article covers no- or low-money-down home loan options.
June 29, 2022 By Space Coast Credit Union
Not sure if it's better to get an IRA or a 401(k)? Learn more about their differences here and how they can help you save for retirement.
June 22, 2022 By Space Coast Credit Union
From depositing checks to paying bills, your checking account should work FOR you and not against you with unnecessary extra monthly fees. See why it's worth switching to a Free Checking account at SCCU.
June 9, 2022 By Space Coast Credit Union
If you’re unhappy with your current auto loan, you’re probably wondering how soon you can refinance to get a better deal.
May 20, 2022 By Space Coast Credit Union
Adjustable-rate mortgages (ARMs) typically offer low rates in the beginning of the loan term. Not sure if an ARM is right for you? This article will demystify an adjustable-rate mortgage and cover its pros and cons to help you decide.
May 9, 2022 By Space Coast Credit Union
If you’re ready to make a used or new purchase for RVs, motorcycles, or boats, then you’re in the right place to learn more about getting the financing you need for your fun.
April 22, 2022 By Space Coast Credit Union
This construction loan guide is to help you understand everything you need to know about how construction loans in Florida work and how these unique instruments can benefit you during construction.
April 12, 2022 By Space Coast Credit Union
With Americans spending more than 37% on average for housing costs, choosing to rent vs. buying a house can be a difficult decision. Here we look at the pros and cons of each to help you decide which path might work best for you.
March 28, 2022 By Space Coast Credit Union
Knowing how to properly keep track of the money coming in and out of your accounts can better help you navigate your business accordingly and pivot when necessary.
March 22, 2022 By Space Coast Credit Union
It’s a good idea to explore your financing options before shopping for vehicles to gear you up better for car-buying success, which usually begins with an auto loan pre-approval from a credible lender like SCCU.
March 15, 2022 By Space Coast Credit Union
If you qualify for a U.S. Department of Veterans Affairs (VA) loan, then this option is likely your best choice for financing your home purchase because of the benefits this type of loan provides. The United States government designed this mortgage program to help active service members, military veterans, and certain surviving spouses purchase a home.
February 23, 2022 By Space Coast Credit Union
You’re walking along the beach and begin to feel thirsty. Your heart sinks once you realize your wallet is over a mile away. But then you realize that you have your phone with you, which means you can still access all of your cards through your digital wallet app! Learn more about all of its benefits here.
February 15, 2022 By Space Coast Credit Union
Credit cards offer several benefits from covering emergencies to earning rewards. But with so many card options available (and vying for your attention) with cash back or points, it can be overwhelming to choose a rewards program that’s best for you. In this article, we’ll discuss the pros and cons of each type to help you score rewards in no time!
February 7, 2022 By Space Coast Credit Union
This post will guide you through the process of getting a conventional home loan, from its options to its requirements.
January 28, 2022 By Space Coast Credit Union
Checking accounts are like a Grand Central Station for your money—flowing in and out with deposits and withdrawals. Many banks and credit unions offer free checking accounts, but what exactly is a free checking account and why should you get one?
January 24, 2022 By Space Coast Credit Union
FHA loans offer a more accessible avenue to homeownership for many people thanks to its low down payment and credit score requirements. Not sure if you meet the qualifications, or if it’s a good fit for you?
January 14, 2022 By Space Coast Credit Union
If you feel like you’ve come to a fork in the road while deciding between a 60- or 72-month auto loan, you’ve come to the right place. We're covering the pros and cons of both in this post to help you make a final decision.
January 7, 2022 By Space Coast Credit Union
When you want to borrow money—perhaps for a mortgage or a car loan—or to get approved for a credit card, lenders typically require a decent credit score. But, what is a good credit score, and how can you make sure you have one?
December 31, 2021 By Space Coast Credit Union
There are many types of fraud out there, but there are also measures you can take to protect yourself against them.
December 29, 2021 By Space Coast Credit Union
If you’ve been thinking about applying for a home loan or refinancing, but you’re unsure you can afford closing costs and a down payment, a no closing costs mortgage may be right for you.
December 10, 2021 By Space Coast Credit Union
Saving money can be challenging. But after the holiday season, it’s often a top New Year’s resolution. From joining special savings accounts to making some daily item switches, we’ve rounded up 10 ways that could save you thousands of dollars a year!
December 7, 2021 By Space Coast Credit Union
This past year, we commemorated our 70th anniversary with a focus on kindness, giving away over $30,000 to our members and communities throughout our service area along Florida's east coast.
December 1, 2021 By Space Coast Credit Union
You may have lots of questions when it comes to getting a construction loan, and we’d like to help lessen your stress. With some knowledge under your belt, you’ll be well on your way to breaking ground.
November 18, 2021 By Space Coast Credit Union
In many cases, people save more money in the long run after refinancing and end up with a better monthly auto loan payment. However, many other factors play a part in determining if it’s a good idea to refinance your car loan.
November 12, 2021 By Space Coast Credit Union
Here are our top do’s and don’ts to keep in mind while holiday shopping with credit cards.
November 4, 2021 By Space Coast Credit Union
Today in the ring: 30-year fixed-rate mortgage vs. 15-year fixed-rate mortgage. In this article, we’re going to cover the pros and cons of each mortgage term to help you make a more informed decision. And along the way, we’ll provide some helpful tips to keep in mind.
October 26, 2021 By Space Coast Credit Union
Once you’ve decided to purchase a used car, here are seven steps you can take to streamline the process and help you get the best deal.
October 19, 2021 By Space Coast Credit Union
It’s a haunting notion to think about the chilling consequences of identity theft, yet with the holidays around the corner, it’s important to protect your digital home. With the spikes in online shopping and email activity this time of year, scammers make more attempts to capture financial information. But with a dash of caution and a sprinkle of reviewing settings, you can fortify your defenses against cybersecurity threats.
October 12, 2021 By Space Coast Credit Union
Whether you’re looking to transform your home renovation dreams into reality, plant seeds for investments, or cover unforeseen expenses, you have a variety of options when it comes to how you can tap into your wellspring of home equity. But which option is best for you? In this article, we’ll explore the pros and cons of HELOC loans vs cash-out refinancing.
October 5, 2021 By Space Coast Credit Union
If you dream of enjoying the Florida waterways in a sailboat, powerboat, motorboat, cabin cruiser, or other boat type of choice, here’s what you should know about financing and the boat loan process. Fortunately, the purchase process is easier than you might think. We’ll take you through the entire process to help you find the best boat loan for you.
September 28, 2021 By Space Coast Credit Union
Maybe you’ve run into the following paradox: How do I get a credit card with less-than-perfect credit (or no credit) if I need a credit card to build my credit? You’re in luck because secured credit cards break this cycle!
August 27, 2021 By Space Coast Credit Union
Home loans are the key to turning a house you love into a home that belongs to you. As you’re exploring your options, you may stumble across FHA loans and wonder what they entail and if one’s right for you. FHA loans have many different benefits and are targeted at helping both new home buyers achieve the dream of home ownership and those looking to refinance.
August 20, 2021 By Watchdog
Space Coast Credit Union (SCCU) is pleased to announce the winner of its “Small Business. Big Love. Contest" and the grand prize of $5,000. Hummingbird Pantry, a non-profit organization and SCCU member since 2017, won the contest with more than 11% of the votes cast.
August 12, 2021 By Space Coast Credit Union
Refinancing your mortgage can help you save money with a lower interest rate and get you to the home ownership finish line faster than your current one. Or, it could be a good way for you to cash out on some of your home’s equity for other projects. To determine if it’s the right path for your goals, it’s best to understand how mortgage refinancing works more in depth.
August 5, 2021 By Space Coast Credit Union
Do you feel like your brain’s dissolving into Jell-O as you’re exploring car loan repayment periods? It can feel overwhelming as you’re weighing the pros and cons between short-term and long-term loans. Common car loan terms usually range between 24 and 84 months—but which one is right for you?
July 29, 2021 By Space Coast Credit Union
Whether you’re getting your feet wet or diving in the world of loans, a HELOC is often a prime choice for borrowers. And the crown molding on top? You can often get a lower interest rate with a HELOC than with other types of loans and credit cards! See our 5 top tips to getting the best HELOC rates...
July 23, 2021 By Space Coast Credit Union
Credit cards can be an excellent tool for building credit when you’re financing purchases both big and small. Most credit cards today deliver some form of benefit with membership—accumulating points, cash back, airline miles, or other deals, consumers have a wealth of choices.
July 15, 2021 By Space Coast Credit Union
Traveling involves a lot of planning to have a memorable time with loved ones. The last thing you want is a fraudster ruining your vacation. These tips will help you prevent identity theft before, during, and after your vacation.
July 9, 2021 By Space Coast Credit Union
Most people have heard of a Home Equity Line of Credit (HELOC), but you may not be as familiar with how they work. In today’s deep dive, we’re going to explore all the ins and outs of this fantastic loan vehicle for homeowners to get the cash they need to do repairs, renovations, and more—all based on the equity they already have in their home.
July 7, 2021 By Space Coast Credit Union
It’s not always easy to save up for the large down payments that some types of mortgages require. The good news? There are other loan options that can help you reach your homeownership goals.
April 1, 2021 By Space Coast Credit Union
Here are 5 tips to building your dream home, from creating a prioritized list of wants and needs to choosing the best lender for your home construction loan.
August 26, 2020 By SCCU's Business Services
At SCCU, our Business Advisors meet with small business owners daily, as a free service offered to our business members. We’ve found that these six steps help business owners think through some of the important considerations when starting a new business- allay their fear of the unknown and growing their confidence.
August 26, 2020 By SCCU's Business Services
These practices will not only reduce your risks and stress but save you time and money in the future. Here are seven steps to hiring, while reducing your business’s risk.
June 30, 2020 By Space Coast Credit Union
Although you should move forward carefully in the homebuying journey, you do not have to put your dream home on hold.
January 29, 2020 By Timothy M. Antonition
As we enter a new year, I want to say thank you to our loyal membership and wish you all a prosperous year ahead.
January 3, 2019 By Timothy M. Antonition
As we start another year, I wanted to share with you my insights on what we accomplished as a team in 2018.
May 2, 2018 By Space Coast Credit Union
Consumers are more aware than ever about the risk of data breaches, but weak passwords are still prevalent. World Password Day, celebrated the first Thursday in May, was established to promote good password habits.
May 2, 2018 By Nicole Williams
Never install applications outside of the Google Play store.
May 13, 2016 By Space Coast Credit Union
The interest rate on your mortgage can affect your monthly payment by thousands of dollars each month.